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Nepal salary tax calculator

Tax on a Nepali salary for FY 2083/84 (2026/27), band by band, with the deductions applied and the working shown. Nothing you type leaves your browser.

Your income

FY 2083/84 uses one table for individuals and couples.

Deductions you can claim

SSF, EPF or CIT all count as the retirement fund, capped at Rs 5,00,000 or a third of your income, whichever is lower. Life insurance is capped at Rs 40,000, health insurance at Rs 20,000, remote area at Rs 50,000. Leave a field at zero if it does not apply to you.

Rs 4,300 for the yearRs 358 a month, on Rs 12,00,000 of income

Rules usedFY 2083/84 rates, provisional. Finance Bill 2083, passed 9 July 2026. The Finance Act gazette and the IRD circular were not confirmed when this table was written. Check both before you file.

What you pay

Tax for the yearRs 4,300
Tax a monthRs 358
Income after taxRs 11,95,700
Effective rate0.36%
Rate on the next rupee10%

How the taxable figure was reached

Assessable incomeRs 12,00,000
Less retirement fundRs 1,32,000
Less life insuranceRs 25,000
Less health insuranceRs 0
Less remote areaRs 0
Taxable incomeRs 10,43,000

Band by band
BandRateIncome in bandTax
0 to 10,00,0001% waivedRs 10,00,000Rs 0
10,00,000 to 15,00,00010%Rs 43,000Rs 4,300

An estimate, not an assessment. This applies the published slabs to the figures you enter. It does not know about income from other sources, advance tax already withheld, foreign allowances, business income, or anything your employer has treated differently. Your accountant or the Inland Revenue Department settles what you actually owe.

Rules checked on 2026-08-02. Because a tax table is only true for one year, the year that produced your number is printed above the result rather than buried in a footnote.

What changed for FY 2083/84

The FY 2083/84 budget rewrote the personal income tax schedule more than any budget in a decade. Three things moved at once. The first band doubled, from five lakh to ten lakh. The top rate fell from 39% to 29%. And the separate table for couples was removed, so a married couple assessed jointly now sits on exactly the same bands as a single earner.

That last change is the one people miss. Under the old schedule a couple filing jointly got a first band a lakh wider than an individual's, which was worth a small amount to lower-income households. That advantage is gone. If you were assessed as a couple last year, run both years above and compare — the answer is not always in the direction you expect, because the wider bands more than offset the lost couple allowance at most salaries.

The first band is not tax free

It is widely reported as an exemption, and it is not one. The first ten lakh carries a 1% charge which is Social Security Tax rather than income tax. On a ten lakh salary that is Rs 10,000 a year, which is not nothing.

It does not apply if you already contribute to the Social Security Fund, because your SSF contribution discharges the same obligation. That is what the checkbox above does: it leaves the band in place, so it still absorbs the first ten lakh of income before the 10% band starts, but charges nothing on it. Sole proprietorship income and pension income are outside the social security tax as well.

Every band charges only its own slice

The commonest misunderstanding about a progressive schedule is that crossing into a higher band re-rates your whole salary. It does not. Earning one rupee over fifteen lakh moves that one rupee into the 20% band and leaves everything below it exactly where it was. The band table above is laid out to make this visible: each row shows how much of your income fell inside that band and what it cost.

This is also why the effective rate and the marginal rate are both shown. The marginal rate is what the next rupee costs. The effective rate is what you actually paid across the whole salary, and it is always the lower of the two.

The deductions, and their ceilings

Contributions to an approved retirement fund come off your assessable income before the bands are applied. That covers the Social Security Fund, the Employees Provident Fund and the Citizen Investment Trust, and the ceiling is Rs 5,00,000 or a third of your income, whichever is lower — so the fraction, not the flat figure, binds on most salaries. Both your contribution and your employer's contribution to an approved fund count toward it.

A life insurance premium is deductible up to Rs 40,000, a health insurance premium up to Rs 20,000, and a posting in a designated remote area carries an allowance up to Rs 50,000 depending on the band your district falls in. Enter what you actually paid; where a figure exceeds its ceiling the calculator trims it and says so rather than using the larger number quietly.

Why this page prints the source

Every other tool here answers a question that is fixed by definition. A ropani is 5,476 square feet and will be next year. A tax slab is different: it is true for one fiscal year, and a calculator still showing last year's table is not slightly out of date, it is wrong.

So the fiscal year, the source and the date the rules were last checked sit above the result rather than in small print. The FY 2083/84 figures are marked provisional because they follow the budget speech and the Finance Bill; the gazetted Finance Act and the Inland Revenue Department circular that operationalises it should be confirmed before you rely on the number for a filing. The FY 2082/83 figures are settled law and are kept here so anyone computing a previous year's return is not handed this year's rates.